How did your pension remain strong?

2025 was a turbulent year for the financial markets. Even so, SSPF became financially stronger. This was because of solid investment results and rising interest rates. As a result, the fund’s financial position improved, allowing pensions to be increased once again.

At the same time, SSPF continued preparations for the transition to the new pension scheme. Important steps were taken to ensure the transition is careful and fair. The stronger SSPF’s financial position, the better the starting point for your pension in the future.

SSPF also continued to guide participants step by step through the transition to the new scheme. This helps make clear what will stay the same, what will change and what choices you have.

Discover what 2025 meant for your pension on this website.

Hires 9937 v4

6
Extra board meetings.

136%

From 129% to 136%

Increase in the funding ratio.

€549

million added to the reserve

SSPF’s financial position became even stronger.

+2.8%

For retirees and former employees

SSPF remained financially strong in 2025.

+7%

Funding ratio

The fund’s financial position improved significantly compared to the previous year.

3

Awards

SSPF is among the best-performing pension funds in Europe.

2027

New pension scheme

The transition to the new pension rules is getting closer.

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+5.8%
For return-seeking investments.

18.532
Pension beneficiaries

In 2025.

100%
Protected against interest rate changes

Large interest rate changes have little impact on the fund.

8,6
Participant rating

Participants give SSPF a high satisfaction score.

+2,95%
For employees who are still accruing pension

SSPF remained financially strong in 2025.

Year of preparation

In 2025, SSPF once again focused on preparations for the Future of Pensions Act (Wtp).

A stronger position for the fund 

In 2025, financial markets moved in all directions.

More than numbers

A dynamic fund with control over the future.

Mockup SSPF JF 2025 02 Mockup SSPF JF 2025 02 mobiel

Focus on the transition to the new pension scheme

The full annual report