In 2025, the funding ratio increased by 7 percentage points. This means the fund became financially stronger. The most important reason for this was the increase in interest rates. As a result, SSPF needed less money to pay future pensions. At the same time, return-seeking investments, such as equities, performed well.

SSPF deliberately protects itself against major interest rate movements. As a result, fluctuations in the financial markets had less impact on the fund. Together, these factors led to a stronger financial position.

A strong funding ratio is important. It gives the fund  more room to deal with setbacks and increase pensions when possible. The fund’s financial position also plays an important role in the transition to the new pension scheme.